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            <h2>Dealing with insurance companies:  Oh the woes of HMO's!</h2>
<p>Q. Do all diagnostic procedures require pre-certification?</p>
<p>A. No. Only those you need.</p>
<p>Q. Well, can I get coverage for my pre-existing conditions?</p>
<p>A. Certainly, as long as they don't require any treatment.</p>
<p>Q. What happens if I want to try alternative forms of medicine?</p>
<p>A. You'll need to find alternative forms of payment.</p>
<p><span class="litetitle">&lt; Special note: &gt;</span></p>
<p>I received the following email regarding the item above:</p>
<p>"You know I think that it's not funny to laugh at someones health insurance woes at their expense.  Some of us are sincerely looking for insurance that covers pre-exsisting conditions, some that are in fact life threatning.  So before you start making fun of situations maybe you should consider others feelings."</p>
<p><span class="litetitle">&lt; My response: &gt;</span></p>
<p>"Please know that this item is not intended to poke fun at someone else.  I am in the same boat as everyone else...health insurance doesn't always cover my health needs.  I feel sincere concern for those who cannot get the medical help they need because of financial or insurance difficulties.  But as the saying goes, "Laughter is the best medicine."  It won't cure our insurance woes, nor will it cure us from all ill.  But sometimes it makes things a little easier when we can see the lighter side of our insurance struggles for a few moments."</p>

<p><br />:: Author unknown</p>
<p><a href="24hrs.html">next in humor</a> &gt;&gt;</p>
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